Malpractice Insurance Information
Employer provided malpractice insurance is often not adequate for defense in a lawsuit, as limits are often shared among all of the defendants. Employer coverage likely does not cover off-duty incidents, and will not follow a nurse practitioner during a job change. As any of these events are possible, the Nurse Service Organization (NSO) provides malpractice insurance in case of a lawsuit.
The coverage is underwritten by the American Casualty Company of Reading, Pennsylvania, a CNA company, one of the nation's leaders in professional liability insurance. With over 40 years of experience providing quality professional liability insurance to healthcare professionals, CNA has an outstanding reputation for handling claims quickly and fairly. The company continues to carry an A (Excellent) rating from A.M. Best Company, one of the nation’s leading independent insurance analysts.
Professional Liability Coverage
up to $6,000,000 aggregate, $1,000,000 each claim (Based on a premium of $1,515/year)
up to $3,000,000 aggregate, $1,000,000 each claim (Based on a premium of $1,454/year)
up to $2,500,000 aggregate, $500,000 each claim (Based on a premium of $1,258/year)
-Personal Liability Protection - up to $1,000,000 aggregate
-Defendant Expense Benefit - up to $25,000 aggregate
-License Protection - up to $25,000 aggregate/Personal Injury Protection
-Medical Expenses-up to $100,000 aggregate/Assault Coverage - up to $25,000 aggregate
-Damage to Property of Others-up to $10,000 aggregate/First Aid Expenses-up to $10,000 aggregate
-New Higher Limits - Deposition Representation-up to $10,000 aggregate
-Sexual Misconduct/Abuse - up to $25,000 aggregate:
-Information Privacy Coverage1 (HIPAA) - up to $25,000 aggregate
-24/7 Protection/Occurrence-based Coverage *
Link: http://www.nso.com/professional-liability-insurance/benefits.jsp
Contact
Nurses Service Organization (NSO)
159 E. County Line Road
Hatboro, PA 19040-1218
Phone: 1-800-247-1500
Fax for Applications: 1-800-739-8818
Fax for Correspondence: 1-800-758-3635
Email: [email protected]
Employer provided malpractice insurance is often not adequate for defense in a lawsuit, as limits are often shared among all of the defendants. Employer coverage likely does not cover off-duty incidents, and will not follow a nurse practitioner during a job change. As any of these events are possible, the Nurse Service Organization (NSO) provides malpractice insurance in case of a lawsuit.
The coverage is underwritten by the American Casualty Company of Reading, Pennsylvania, a CNA company, one of the nation's leaders in professional liability insurance. With over 40 years of experience providing quality professional liability insurance to healthcare professionals, CNA has an outstanding reputation for handling claims quickly and fairly. The company continues to carry an A (Excellent) rating from A.M. Best Company, one of the nation’s leading independent insurance analysts.
Professional Liability Coverage
up to $6,000,000 aggregate, $1,000,000 each claim (Based on a premium of $1,515/year)
up to $3,000,000 aggregate, $1,000,000 each claim (Based on a premium of $1,454/year)
up to $2,500,000 aggregate, $500,000 each claim (Based on a premium of $1,258/year)
-Personal Liability Protection - up to $1,000,000 aggregate
-Defendant Expense Benefit - up to $25,000 aggregate
-License Protection - up to $25,000 aggregate/Personal Injury Protection
-Medical Expenses-up to $100,000 aggregate/Assault Coverage - up to $25,000 aggregate
-Damage to Property of Others-up to $10,000 aggregate/First Aid Expenses-up to $10,000 aggregate
-New Higher Limits - Deposition Representation-up to $10,000 aggregate
-Sexual Misconduct/Abuse - up to $25,000 aggregate:
-Information Privacy Coverage1 (HIPAA) - up to $25,000 aggregate
-24/7 Protection/Occurrence-based Coverage *
Link: http://www.nso.com/professional-liability-insurance/benefits.jsp
Contact
Nurses Service Organization (NSO)
159 E. County Line Road
Hatboro, PA 19040-1218
Phone: 1-800-247-1500
Fax for Applications: 1-800-739-8818
Fax for Correspondence: 1-800-758-3635
Email: [email protected]